42+ Lakh
Customers
715+
Banking Touchpoints
8500+
Employees
16
States & UT Presence
Your smile speaks
"As a customer, personalized attention from the staff makes me feel valued. Quick and efficient services ensure that my banking needs are met promptly, without any hassle. I highly recommend Suryoday SFB to anyone seeking a reliable and customer-centric banking experience."
Dr. S. Jayakumar
Puducherry, Tamil Nadu
Banking Solutions For You
Savings Supreme
Average Monthly Balance
₹1,00,000
Interest rate of upto
7.60%* p.a.
Daily ATM withdrawal limit
₹1,00,000
(* On balances between 5 Crores up to 25 Crores)
Savings Classic
Average Monthly Balance
₹10,000
Interest rate of upto
7.60%* p.a.
Daily ATM withdrawal limit
₹40,000
(* On balances between 5 Crores up to 25 Crores)
Savings Aditya
Average Monthly Balance
₹5,000
Interest rate of upto
7.60%* p.a.
Daily ATM withdrawal limit
₹40,000
(* On balances between 5 Crores up to 25 Crores)
Domestic Fixed Deposit
Minimum Amount
₹1,000
Minimum Tenure
7 days
Premature Withdrawal
Applicable
Tax Saver Fixed Deposit
Minimum Amount
₹1,000
Maximum Amount
₹1.5 Lakh*
Minimum Tenure
5 years
Regular Recurring Deposit
Interest rate of upto
8.25%* p.a.
Ideal for
Young investors
Minimum Tenure
6 months
Micro Home Loans
Loan Amount
₹2,00,000 to ₹20,00,000
Tenure
Upto 180 months
Rate of Interest
Attractive ROI
Home Loan
Loan Amount
₹10,00,000 onwards
Tenure
Up to 240 months
Rate of Interest
10% to 13% p.a.
Two-Wheeler Loan
Loan Amount
₹15,000 to ₹1,50,000
Tenure
Upto 48 months
Rate of Interest
18% p.a. onwards
Espire Optimus
Average quarterly balance
₹1,00,000
RuPay Debit Card
Select
Lifestyle Benefits
Available*
Current Supreme
Average quarterly balance
₹50,000
RuPay Debit Card
Platinum
Auto-sweep
On request*
Current Classic
Average quarterly balance
₹25,000
RuPay Debit Card
Classic
Auto-sweep
On request*
Joint Liability Group
Loan Amount
₹51,000 to ₹60,000
Tenure
12 to 24 Months
Rate of Interest
25.35% to 26.50% p.a.
Vikas Loan
Loan Amount
₹65,000 to ₹2,00,000
Tenure
24 to 36 Months
Rate of Interest
25.99% p.a.
Small Ticket Individual Loan
Loan Amount
₹55,000 to ₹1,05,000
Tenure
24 to 36 Months
Rate of Interest
25.99% p.a.
Bank with us your way
Banking at Fingertips
Fast, easy & secure banking
Anywhere, anytime banking
Cashless banking
Version : -20.0.55
SHA256 : -abe486fa54e7202b12e4675cbf405ea09296c4b7eb8baad521fd3e6641795346
SHA1 : -6d63a78e65b45c210d22eda74246faceb37828d4
Version : -15.0.50
iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.
We Always put you first
We, at Suryoday Bank, are proud to have served over 2.8 million satisfied customers and enabled them, in their pursuit of financial security and prosperity, to achieve a brighter financial future.
Need Help?
Get in touch with our Smile Centre
FD-Backed Credit Card
Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.
Our Strong Smiling Family
At Suryoday, we foster a positive workplace culture with employee initiatives that inspire, empower and celebrate our team's growth and well-being.
Our CSR Initiatives
Spandan
A Preventive Health Program
For Women & Children
Explore. Discover. Learn
Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.
We are registered with DICGC. Know more about it
Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.
Celebrate Our Special Offers
Exciting rewards ready to delight you
About us
About us
Products & Services
Products & Services
Ways to bank
Ways to bank
Rate of Interest
Rate of Interest
Schedule of charges
Schedule of charges
Forms Center
Forms Center
Resources
Resources
Careers
Careers
Smile center
Smile center
Investor relations
Investor relations
Miscellaneous
Miscellaneous
© 2026 Suryoday Small Finance Bank Limited
Apply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Vehicle Loan
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
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