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Know More About Affordable Loans

Planning to expand your business or fulfil your personal needs- with our range of Affordable Loans you can achieve your goals. With us, availing a loan is simple, convenient, and hassle-free. Explore our range of Affordable Loans and pick the one for you.

We Understand Your World

Choose our Affordable Loans that are loaded with benefits

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Flexible Repayment Tenure

Opt for repayment tenure as per your needs

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Affordable Rate Of Interest

Avail between 10.50% to 24.00% p.a.

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High Loan Value

Choose the loan amount that meets your needs

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Safe & Secure Transactions

Experience convenient and secure repayment

Chosen by millions, trusted with smiles

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Our popular Affordable Loans for you

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Micro Home Loan

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Tenure of upto 15 years

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Loan Amount ₹2,00,000 to ₹20,00,000

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Quick Processing

All Affordable Loans For You

Explore our loan offerings that are loaded with incredible benefits

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Micro Home Loan

Tenure of upto

15 years

Loan Amount

₹2 Lakh - ₹20 Lakh

Balance Transfer & TOP-UP

Available

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Micro LAP

Tenure of upto

10 years

Loan Amount

₹2 Lakh - ₹10 Lakh

Balance Transfer & TOP-UP

Available

Suryoday Small Finance Bank

Need Help?

Get in touch with our Smile Centre

Suryoday Small Finance Bank

Frequently Asked Questions

What is a Micro Home Loan?

What is a Micro Loan Against Property?

From where can a borrower collect original movable / immovable property documents after the closure of loan?

Your smile speaks

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"My loan was processed quickly. In case of any queries, I get timely support from branch staff. Also, I receive reminder to maintain balance for EMI."

Avinash Amrut Pawar

Jalgaon, Maharashtra

Bank with us your way

Suryoday Small Finance Bank

Banking at Fingertips

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Anywhere, anytime banking

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Cashless banking

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FD-Backed Credit Card

Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.

Suryoday Small Finance Bank

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Suryoday Small Finance Bank

Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.

DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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Travel Offers

Take off with exciting travel offers

Festive Offers

Festive Smile Offers

Exciting offers for your festive shopping cart

Senior Citizen Day Offers

Save more with smiles

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Interest Rates

© 2026 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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