Turn Your FD Into A Lifetime-free* RuPay Select Credit Card

Grow Your Money With FD And Avail Cashback On Your Credit Card Spends

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Know More About RuPay Select Credit Card

When you choose a Select Credit Card, you not only earn interest on your FD at an attractive rate but also enjoy cash back on your spending. That’s not all, it is a lifetime-free* credit card with additional year-round offers and discounts.

More Reasons To Choose RuPay Select Credit Card

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No Extra Cost

Avail Lifetime-free* Card & No Hidden Charges

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Instant Virtual Card

Get a Lifetime-free* virtual credit card

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Exclusive Offers

Enjoy Year-Round RuPay Offers

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UPI-Powered

Make secure, instant and seamless payments

Eligibility

Who can apply?

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Age must be above 18 years and below 80 years

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Must have an existing FD* with SSFB (un-liened, non-corporate and non-Tax-saver)

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Must be a Resident Individual

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How To Apply

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Log into Mobile Banking App

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Select FD and complete application

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Submit application

Suryoday Small Finance Bank

Documents For Easy Reference

  • For Secured Select Credit Cards issued from December 18, 2025, please download the KFS from here
  • For Secured Select Credit Cards issued from December 18, 2025, please download the MITC from here
  • For Secured Select Credit Cards issued till December 17, 2025, please download the KFS from here
  • For Secured Select Credit Cards issued till December 17, 2025, please download the MITC from here

For detailed fees and charges, kindly refer to the above-mentioned downloadable documents.

  • You can view the Credit Card Policy for Suryoday Bank Secured Credit Cards by clicking here
Suryoday Small Finance Bank

Need Help?

Get in touch with our Smile Centre

Suryoday Small Finance Bank

Rejoice In Our Exclusive Offers

Nothing beats the joy of savings as you enjoy the things you love

Suryoday Small Finance Bank

Spa services: Self-book complimentary holistic spa session

*T&C Apply

Lounge Access: Complimentary access to airport lounges

*T&C Apply (Applicable Only With Physical Card)

Benefits
RuPay Platinum
RuPay Select
( For FD above ₹1,15,000 )
Flight Discounts & Lounge AccessYESYES
Lifetime free & 0.5% cashbackYESYES
100+ RuPay brand offersYESYES
Insurance and conciergeYESYES
Gym membershipNOYES
Spa & Salon couponsNOYES
Golf sessionsNOYES
Health check-upsNOYES

Grievance Redressal

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24/7 Toll free number

1800 266 7711

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Write to us

scc@suryodaybank.com

Frequently Asked Questions

What is Suryoday SFB Rupay Select Credit Card?

What are the eligibility criteria, annual charges & joining fees for Suryoday SFB Rupay Select Credit Card?

What is the billing cycle, statement generation and bill due date for Suryoday SFB Rupay Select Credit Card?

Can I increase or decrease the limit in the existing card variant that I currently have?

What are the payment options for Suryoday SFB Rupay Select Credit Card?

Can I temporarily or permanently deactivate (Block) my credit card?

What Are the rewards & benefits on Suryoday SFB Rupay Select Credit Card?

How can I raise dispute a transaction on Suryoday SFB Rupay Select Credit Card?

Can I link my Suryoday SFB Rupay Select Credit Card with UPI?

How can I contact Suryoday SFB Rupay Select Credit Card customer service for any service issue related to credit Card?

How can I get information about cashback on Suryoday SFB Rupay Select Credit Card?

How can I get info on RuPay Insurance Program available on Suryoday SFB Rupay Select Credit Card?

Explore Other SSFB Credit Cards

Suryoday Bank Credit Card

Suryoday SFB RuPay Platinum Credit Card

Lifetime-free* & no hidden charges

UPI-Powered for seamless payments

0.5% Cashback* (w.e.f 1-Aug)

View FAQs

Bank with us your way

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Banking at Fingertips

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Fast, easy & secure banking

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Anywhere, anytime banking

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Cashless banking

Suryoday Mobile Banking AppSuryoday Mobile Banking App

Version : -20.0.14

SHA256 : -9d4ae98de811b50bd90784f1b70ba2ad5645fe573a008a7a0d43a8aab70df070

SHA1 : -fdd44bc1db1922c0180db00b758208e4c7706581

Suryoday Mobile Banking App

Version : -15.0.19

iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.

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FD-Backed Credit Card

Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.

Suryoday Small Finance Bank

Explore. Discover. Learn

Suryoday Small Finance Bank

Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.

DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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Travel Offers

Take off with exciting travel offers

Festive Offers

Festive Smile Offers

Exciting offers for your festive shopping cart

Senior Citizen Day Offers

Save more with smiles

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Interest Rates

© 2026 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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