When you choose a Select Credit Card, you not only earn interest on your FD at an attractive rate but also enjoy cash back on your spending. That’s not all, it is a lifetime-free* credit card with additional year-round offers and discounts.

No Extra Cost
Avail Lifetime-free* Card & No Hidden Charges

Instant Virtual Card
Get a Lifetime-free* virtual credit card
Exclusive Offers
Enjoy Year-Round RuPay Offers

UPI-Powered
Make secure, instant and seamless payments
Who can apply?
Age must be above 18 years and below 80 years
Must have an existing FD* with SSFB (un-liened, non-corporate and non-Tax-saver)
Must be a Resident Individual

Log into Mobile Banking App
Select FD and complete application
Submit application
For detailed fees and charges, kindly refer to the above-mentioned downloadable documents.
Get in touch with our Smile Centre

| Benefits | RuPay Platinum | RuPay Select ( For FD above ₹1,15,000 ) |
|---|---|---|
| Flight Discounts & Lounge Access | YES | YES |
| Lifetime free & 0.5% cashback | YES | YES |
| 100+ RuPay brand offers | YES | YES |
| Insurance and concierge | YES | YES |
| Gym membership | NO | YES |
| Spa & Salon coupons | NO | YES |
| Golf sessions | NO | YES |
| Health check-ups | NO | YES |

Suryoday SFB RuPay Platinum Credit Card
Lifetime-free* & no hidden charges
UPI-Powered for seamless payments
0.5% Cashback* (w.e.f 1-Aug)
View FAQsFast, easy & secure banking
Anywhere, anytime banking
Cashless banking
Version : -20.0.14
SHA256 : -9d4ae98de811b50bd90784f1b70ba2ad5645fe573a008a7a0d43a8aab70df070
SHA1 : -fdd44bc1db1922c0180db00b758208e4c7706581
Version : -15.0.19
iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.






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© 2026 Suryoday Small Finance Bank Limited
Apply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Loan | Apply for Vehicle Loan
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
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