Earn As You Spend With Smiles
With Suryoday SFB Credit Cards
Already Have an FD? Get a Credit Card Instantly
Now your Fixed Deposit doesn’t just earn interest — you can power your spending and earns you 0.5% cashback on every eligible transaction by instantly turning it into Credit Card. Exciting Features: 100% FD Secured, Online application through Mobile Banking, Powered for UPI payments, No income documents required, Instant Virtual Card issuance, Option to apply for Physical Card.
Steps To Apply: Log in to the Suryoday Mobile Banking App → Select Credit Card → Choose FD → Confirm & Submit. Your Virtual Credit Card is issued instantly so you can start shopping, pay bills and subscriptions right away. Turn your FD into smart spending power — the simple and secure way. *T&C apply. Cashback capped at ₹3,000.
Know more about Credit Cards
Enter the world of Suryoday SFB Credit Cards and enjoy convenient digital payments as you make new memories or do things you love. What’s more? Keep earning cashback, reward points and discounts as you spend with smiles.
We understand your world
Choose our Credit Cards that are designed to deliver great experiences
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Get Cashback, Reward Points and Discounts
Exclusive Offers
Enjoy offers only for credit card holders
Safe & Secure Transactions
Experience fast & convenient payments
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Choose the one that suits your lifestyle
All Credit Cards at a glance
Enjoy our credit cards and unlock exciting savings
Suryoday SFB RuPay Select Credit Card
Lifetime-free* & no hidden charges
UPI-Powered for seamless payments
0.5% Cashback* (w.e.f 1-Aug)
View FAQs
Suryoday SFB RuPay Platinum Credit Card
Lifetime-free* & no hidden charges
UPI-Powered for seamless payments
0.5% Cashback* (w.e.f 1-Aug)
View FAQs
Suryoday SFB Stable Money Rupay Select Credit Card
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
What is a credit card?
Is having a credit card good or bad for financial health?
How is a credit card different from debit card?
Where can I find the Suryoday SFB Secured Credit Card Policy?
Your smile speaks
“At just 18, I, a student from Noida, received my first credit card: the Suryoday SFB RuPay Credit Card. Within just two months, I managed to build an impressive credit score of 786 by paying my bills on time using my pocket money.”
Aryan Singh
Noida, Uttar Pradesh
Bank with us your way
Banking at Fingertips
Fast, easy & secure banking
Anywhere, anytime banking
Cashless banking
Version : -20.0.14
SHA256 : -9d4ae98de811b50bd90784f1b70ba2ad5645fe573a008a7a0d43a8aab70df070
SHA1 : -fdd44bc1db1922c0180db00b758208e4c7706581
Version : -15.0.19
iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.
FD-Backed Credit Card
Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.
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© 2026 Suryoday Small Finance Bank Limited
Apply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Loan | Apply for Vehicle Loan
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
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