Earn As You Spend With Smiles

With Suryoday SFB Credit Cards

Already Have an FD? Get a Credit Card Instantly

Now your Fixed Deposit doesn’t just earn interest — you can power your spending and earns you 0.5% cashback on every eligible transaction by instantly turning it into Credit Card. Exciting Features: 100% FD Secured, Online application through Mobile Banking, Powered for UPI payments, No income documents required, Instant Virtual Card issuance, Option to apply for Physical Card.

Steps To Apply: Log in to the Suryoday Mobile Banking App → Select Credit Card → Choose FD → Confirm & Submit. Your Virtual Credit Card is issued instantly so you can start shopping, pay bills and subscriptions right away. Turn your FD into smart spending power — the simple and secure way. *T&C apply. Cashback capped at ₹3,000.

Know more about Credit Cards

Enter the world of Suryoday SFB Credit Cards and enjoy convenient digital payments as you make new memories or do things you love. What’s more? Keep earning cashback, reward points and discounts as you spend with smiles.

We understand your world

Choose our Credit Cards that are designed to deliver great experiences

Save More

Get Cashback, Reward Points and Discounts

Exclusive Offers

Enjoy offers only for credit card holders

Safe & Secure Transactions

Experience fast & convenient payments

Pick The One

Choose the one that suits your lifestyle

All Credit Cards at a glance

Enjoy our credit cards and unlock exciting savings

Suryoday SFB RuPay Select Credit Card

Lifetime-free* & no hidden charges

UPI-Powered for seamless payments

0.5% Cashback* (w.e.f 1-Aug)

View FAQs

Suryoday SFB RuPay Platinum Credit Card

Lifetime-free* & no hidden charges

UPI-Powered for seamless payments

0.5% Cashback* (w.e.f 1-Aug)

View FAQs

Suryoday SFB Stable Money Rupay Select Credit Card

Backed by your Fixed Deposit

Instant Virtual Card

0.5% Cashback* (w.e.f 1-Aug)

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Need Help?

Get in touch with our Smile Centre

Frequently Asked Questions

What is a credit card?

Is having a credit card good or bad for financial health?

How is a credit card different from debit card?

Where can I find the Suryoday SFB Secured Credit Card Policy?

Your smile speaks

“At just 18, I, a student from Noida, received my first credit card: the Suryoday SFB RuPay Credit Card. Within just two months, I managed to build an impressive credit score of 786 by paying my bills on time using my pocket money.”

Aryan Singh

Noida, Uttar Pradesh

Bank with us your way

Banking at Fingertips

Fast, easy & secure banking

Anywhere, anytime banking

Cashless banking

Version : -20.0.55

SHA256 : -abe486fa54e7202b12e4675cbf405ea09296c4b7eb8baad521fd3e6641795346

SHA1 : -6d63a78e65b45c210d22eda74246faceb37828d4

Version : -15.0.50

iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.

FD-Backed Credit Card

Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.

Lifetime-free* & No Hidden Charges

UPI-Powered for seamless payments

Year-Round RuPay Offers

Instant Virtual Card - start a rewarding journey

Choose between RuPay Platinum or RuPay Select

*T&C apply. #With the capping of ₹3,000.

Explore. Discover. Learn

Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.

We are registered with DICGC. Know more about it

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Celebrate Our Special Offers

Exciting rewards ready to delight you

RuPay Offers

Enjoy year-round offers across various categories

Senior Citizen Day Offers

Save more with smiles

Raksha Bandhan Offers

Save more, treat more

Interest Rates

Offers

smile@suryodaybank.com

1800 266 7711

Locate Us

About us

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Rate of Interest

Schedule of charges

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Miscellaneous

Apply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Vehicle Loan

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.