Unlock Disciplined Savings With Guaranteed Returns

With our range of Recurring Deposits

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Know More About Recurring Deposit

Save with discipline every month and reach your financial goals. All you have to do is explore our range of Recurring Deposits and conveniently book it online for guaranteed returns.

We understand your world

Choose our Recurring Deposits that are loaded with great features

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Online Booking

Open an RD in a few easy clicks

24X7 Customer Support

Avail banking support from our staff

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As little as

₹100 (Minimum Booking Amount)

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Safe & Secure Transactions

Enjoy fast and convenient banking experience

Calculate your RD returns

I am a

and I would like to invest monthly

for
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*Disclaimer : Interest rates used in the calculator are indicative. Actual interest rates may vary at the time of the booking.

All Recurring Deposits At A Glance

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Regular Recurring Deposit

Earn interest of upto

8.10%* p.a.

Ideal for

Young Investors

Flexible tenures

minimum 6 months

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Senior Citizen Recurring Deposit

Earn interest of upto

8.25%* p.a.

Ideal for

60 years & above

Flexible tenures

minimum 6 months

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Safe And Secure

Invest in Recurring Deposit with assurance that your investment is not subject to market fluctuations

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Guaranteed Returns

The interest rate does not change during the entire tenure thereby safeguarding your investment

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Easy To Withdraw

You can depend on your RD during any financial emergency

Suryoday Small Finance Bank

Need Help?

Get in touch with our Smile Centre

Suryoday Small Finance Bank

Frequently Asked Questions

Is it good to open Recurring Deposit?

Is RD interest taxable?

Your smile speaks

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“I am satisfied with Suryoday Bank staff's behavior. I get high interest rates on my savings account, fixed deposits and recurring deposits. Now, I am saving and growing my money securely. I recommend them to all my well-wishers, family, and friends.”

Sandip Padhan

Badimunde, Odisha

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Suryoday Mobile Banking AppSuryoday Mobile Banking App

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Suryoday Mobile Banking App

Version : -15.0.19

iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.

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FD-Backed Credit Card

Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.

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Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.

DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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Travel Offers

Take off with exciting travel offers

Festive Offers

Festive Smile Offers

Exciting offers for your festive shopping cart

Senior Citizen Day Offers

Save more with smiles

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Interest Rates

© 2026 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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