Live the joy of guaranteed returns

With our Fixed Deposits

banner

Book Happiness of Assured Returns

Whether you're planning for retirement, your child's education, or any other important life goal, Suryoday Fixed Deposit offers to achieve them with guaranteed returns. Benefit from attractive interest rates, an entirely digital booking process, and the added security of DIGCG insurance cover, along with a host of other advantages. Watch the video for a clear walkthrough and see how you can book your fixed deposit in just a few easy steps from the comfort of your home.

Know more about Fixed Deposit

Every financial choice you make brings you closer to your financial goals. Now, imagine reaching your goal with assured returns. With Fixed Deposits, you can enjoy that assurance with guaranteed returns that are attractive too.

We understand your world

Choose our Fixed Deposits that are loaded with great features

Group 1000020474 (2).svg

Online Booking

Open an FD in a few easy clicks

Group 1410083791 (2).svg

24X7 Customer Support

Avail banking support from our staff

Group 1410083791 (3).svg

As little as

₹1000 (Minimum Booking Amount)

Frame 1410085006 (1).svg

Safe & Secure Transactions

Enjoy fast and convenient banking experience

Calculate your FD returns

I am a

and I would like to invest

for
hero Image
*Disclaimer : Interest rates used in the calculator are indicative. Actual interest rates may vary at the time of the booking.

All Fixed Deposits at a glance

Group 1410083792 (3).svg

Domestic Fixed Deposits

Earn interest of upto

8.25%* p.a.

Flexible tenures

minimum 7 days

Minimum amount

₹1,000

Group 1410083792 (4).svg

Tax Saver Fixed Deposits

Earn interest of upto

8.05%* p.a.

Lock-in period

5 years

Minimum amount

₹1,000

Group 1410083792.svg

Safe And Secure

Invest in fixed deposits with the assurance that it is safe since your money is not subject to market fluctuations

Group 1410083792 (1).svg

Fixed Interest

The interest rate does not change during the entire tenure thereby safeguarding your investment

Group 1410083791.svg

Easy To Withdraw

You can depend on your FD investment during any financial emergency as the invested amount is easy to withdraw

Suryoday Small Finance Bank

Need Help?

Get in touch with our Smile Centre

Suryoday Small Finance Bank

Frequently Asked Questions

What is fixed deposit?

Is investing in FD is good?

Is FD 100% safe?

What are the applicable Terms and Conditions for premature withdrawal of Fixed Deposit?

Your smile speaks

Misc_04.svg
FD-modified (1).pngBG Customer Speaks.png
watermark

“Suryoday Small Finance Bank’s Fixed Deposit interest rates are higher than other banks. Booking an FD is very easy. You can comfortably access your Fixed Deposit details via Net Banking or Mobile Banking. Process is very transparent.”

Nikhil R. Khawale

Dahegaon, Nagpur

Bank with us your way

Suryoday Small Finance Bank

Banking at Fingertips

Suryoday Small Finance Bank

Fast, easy & secure banking

Suryoday Small Finance Bank

Anywhere, anytime banking

Suryoday Small Finance Bank

Cashless banking

Suryoday Mobile Banking AppSuryoday Mobile Banking App

Version : -20.0.14

SHA256 : -9d4ae98de811b50bd90784f1b70ba2ad5645fe573a008a7a0d43a8aab70df070

SHA1 : -fdd44bc1db1922c0180db00b758208e4c7706581

Suryoday Mobile Banking App

Version : -15.0.19

iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.

Frame 1410085081 (3).png

FD-Backed Credit Card

Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.

Suryoday Small Finance Bank

Explore. Discover. Learn

Suryoday Small Finance Bank

Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.

DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Celebrate Our Special Offers

Exciting rewards ready to delight you

Highlight_02.png
travel-mmt

Travel Offers

Take off with exciting travel offers

Festive Offers

Festive Smile Offers

Exciting offers for your festive shopping cart

Senior Citizen Day Offers

Save more with smiles

percentage

Interest Rates

© 2026 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

Frame (3).pngFrame (7).pngFrame (5).pngFrame (6).pnginstagram.pngthreads-logo-white 2.png