Elevate your banking experience with our range of Espire Premium Banking. Pick the one that suits you the most to bank delightfully and enhance your lifestyle with offerings like never before.
Instant account opening
Open in less than 10 minutes through digital interface
24X7 Customer Support
Avail banking support from our staff
Lifestyle Offers
Get year-round offers and complimentary vouchers
Safe & Secure Transactions
Get fast, convenient, and secure banking experience
For your unique banking needs and lifestyle indulgence
Espire Lite
Average Monthly Balance
₹7,50,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹2,50,000
Espire Arise
Average Monthly Balance
₹7,50,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹2,50,000
Espire Supremis
Average Monthly Balance
₹10,00,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹3,00,000
I am a
looking for an account that gives me
with an average monthly balance of
Get in touch with our Smile Centre

Fast, easy & secure banking
Anywhere, anytime banking
Cashless banking
Version : -20.0.14
SHA256 : -9d4ae98de811b50bd90784f1b70ba2ad5645fe573a008a7a0d43a8aab70df070
SHA1 : -fdd44bc1db1922c0180db00b758208e4c7706581
Version : -15.0.19
iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.






About us
About us
Products & Services
Products & Services
Ways to bank
Ways to bank
Rate of Interest
Rate of Interest
Schedule of charges
Schedule of charges
Forms Center
Forms Center
Resources
Resources
Careers
Careers
Smile center
Smile center
Investor relations
Investor relations
Miscellaneous
Miscellaneous
© 2026 Suryoday Small Finance Bank Limited
Apply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Loan | Apply for Vehicle Loan
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
Get Started with MSME Loan
Check Your Eligibility in 3 Minutes