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Know More About Atal Pension Yojana

Secure your retirement with Atal Pension Yojana, a social security scheme by the Government of India. Get a guaranteed pension of ₹ 1,000 to ₹ 5,000 per month after 60 years, basis contributions you make today.

More Reasons To Choose Atal Pension Yojana

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Online Application

Choose to apply conveniently with paperless process

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Flexibility

Decide your pension amount between of ₹ 1,000 to ₹ 5,000

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Auto-debit facility

Easily contribute to social security schemes

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Safe & Secure Transactions

Fast, convenient, and secure banking experience

Eligibility and documents

Who can apply?

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Age between 18 to 40 Years.

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Effective 1st October, 2022, any citizen who is or has been an income-tax payer is not eligible to join APY.

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Must own savings bank account with Suryoday SF Bank

What are the documents required?

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Open Account In 3 Steps

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Fill in your personal details

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Authenticate your Aadhaar

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Complete your KYC

Suryoday Small Finance Bank

Terms and Conditions

  • Age at entry: minimum 18 years; maximum 40 years
  • Pension will start at the age of 60
  • Monthly contribution depends on the required pension amount and age when you begin contributing
  • Below is an indicative table of contribution to be made for a guaranteed pension of ₹ 1,000 per month
Suryoday Small Finance Bank

Need Help?

Get in touch with our Smile Centre

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Frequently Asked Questions

What is Atal Pension Yojana (APY)?

Who is eligible for APY?

What are the pension options under APY?

How does APY work?

What are the contribution amounts?

What is the government’s contribution under APY?

How to enroll in APY?

Can I increase or decrease my pension amount later?

What happens if I miss a contribution?

Can I withdraw my APY corpus before 60?

What are the tax benefits under APY?

What happens if the subscriber dies before 60?

Can NRI’s join APY?

How is APY different from NPS?

How to check APY account details?

Can I have multiple APY accounts?

What is the exit option under APY?

Is APY better than PPF or other schemes?

How to update nominee details in APY?

Where can I get more help on APY?

Your smile speaks

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“First of all, I would like to thank you for giving this opportunity. In our area we haven’t had any banking facility in many years. Now Suryoday Bank has come here, and we have a lot of facilities. For example, account opening, cash deposit, cash withdrawal, ATM PIN setting, cheque book, and customer services. PM schemes of PMSBY, PMJJBY and APY are explained to me. It is useful for village people.”

A Sivagami

Cuddalore, Tamil Nadu

Explore Other Security Schemes

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Pradhan Mantri Jeevan Jyoti Bima Yojana

Premium (per annum)

₹436

Applicant Age

Min 18 years Max 50 Years

Cover up till age of

55 years

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Pradhan Mantri Suraksha Bima Yojana

Premium (per annum)

₹20

Applicant Age

Min 18 years

Applicant Age

Max 70 Years

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National Pension Scheme

Contribution (per annum)

₹5000

Applicant Age

Between 18-70 years

Tax Benefits

Applicable

Bank with us your way

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Anywhere, anytime banking

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Cashless banking

Suryoday Mobile Banking AppSuryoday Mobile Banking App

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SHA1 : -830312d7c601bd74fbb04b1020b2531c64038d69

Suryoday Mobile Banking App

Version : -15.0.46

iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.

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FD-Backed Credit Card

Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.

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Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.

DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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Travel Offers

Take off with exciting travel offers

Festive Offers

Festive Smile Offers

Exciting offers for your festive shopping cart

Senior Citizen Day Offers

Save more with smiles

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Interest Rates

© 2026 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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