Delight your earnings with Salary Savings Account Premium

Enjoy the flexibility of Zero Balance

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Know More About Salary Savings Account Premium

Enjoy the convenience, freedom and flexibility of doing more with your salary with our special Salary Savings Account Premium. What’s more? Earn a higher interest rate of upto 7.60%* p.a. with monthly interest credit.

More Reason To Choose Salary Savings Account Premium

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AMB requirement

Zero Balance

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Interest Rates

Upto 7.60%* p.a. with monthly interest credit

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Online Banking

Fund transfers, bill payments, debit card payments and more

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Safe & Secure Transactions

Fast, convenient, and secure banking experience

Rates & Charges

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Average monthly balance

₹0

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FD amount in place of AMB

₹0

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Minimum initial payment amount

₹0

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Eligibility and documents

Who can apply?

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Applicant needs to be employed with a corporate that has a salary account relationship with us.

What are the documents required?

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Open Account in 3 Steps

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Fill in your personal details

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Authenticate your Aadhaar

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Complete your KYC

Suryoday Small Finance Bank

Terms and Conditions

  • Taxes as applicable will be levied on the charges.
  • Earn 2.50%* p.a. on balance up to and including ₹1 Lakh.
  • 2.50%* p.a. on balance over ₹1 Lakh up to and including ₹5 Lakh.
  • 3.50%* p.a. on balance over ₹5 Lakh up to and including ₹10 Lakh.
  • 5.50%* p.a. on balance over ₹10 Lakh up to and including ₹30 Lakh.
  • 7.00%* on balance over ₹30 Lakh up to and including ₹50 Lakh.
  • 7.50%* on balance over ₹50 Lakh up to and including ₹2 Crore.
  • 7.50%* on balance over ₹2 Crore up to and including ₹5 Crore.
  • 7.60%* p.a. on balance over ₹5 Crore up to and including ₹25 Crore.
  • Contact branch for balance over ₹25 Crore.
  • Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.

*T&C Apply.

Suryoday Small Finance Bank

Need Help?

Get in touch with our Smile Centre

Suryoday Small Finance Bank

Frequently Asked Questions

What is AMB requirement of Salary Savings Account Premium?

Will I get a Debit Card with Salary Savings Account Premium?

What is Daily ATM withdrawal limit of Salary Savings Account Premium?

What is Daily POS usage limit – Value of transaction with Salary Savings Account Premium?

What is Daily POS usage with Salary Savings Account Premium?

What are exclusive features of Salary Savings Account Premium?

Explore Other Salary Savings Account

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Salary Savings Account Standard

Interest rate of upto

7.60%* p.a.

Daily ATM withdrawal limit

₹40,000

Daily POS usage limit

₹60,000

Bank with us your way

Suryoday Small Finance Bank

Banking at Fingertips

Suryoday Small Finance Bank

Fast, easy & secure banking

Suryoday Small Finance Bank

Anywhere, anytime banking

Suryoday Small Finance Bank

Cashless banking

Suryoday Mobile Banking AppSuryoday Mobile Banking App

Version : -20.0.55

SHA256 : -abe486fa54e7202b12e4675cbf405ea09296c4b7eb8baad521fd3e6641795346

SHA1 : -6d63a78e65b45c210d22eda74246faceb37828d4

Suryoday Mobile Banking App

Version : -15.0.50

iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.

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FD-Backed Credit Card

Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.

Suryoday Small Finance Bank

Explore. Discover. Learn

Suryoday Small Finance Bank

Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.

DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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Festive Offers

Festive Smile Offers

Exciting offers for your festive shopping cart

Senior Citizen Day Offers

Save more with smiles

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RuPay Offers

Enjoy year-round offers across various categories

percentage

Interest Rates

© 2026 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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