Know More About Savings Aditya
Imagine your smile curve getting wider as you experience banking like never before. Exclusive offers on debit card, attractive interest rates with monthly pay-out, low minimum balance requirement of ₹5,000 and much more to maximise the potential of your savings.
More Reasons To Choose Savings Aditya
AMB Requirement
₹5,000 per month
Interest Rates
Upto 7.75%* p.a. with monthly interest credit
Debit Card Offers
Year-round offers on spendings
Safe & Secure Transactions
Fast, convenient, and secure banking experience
Rates & Charges
Average monthly balance
₹5,000
FD amount in place of AMB
₹25,000
Minimum initial payment amount
₹5,000
Eligibility and documents
Who can apply?
Resident individual (single or joint Holders)
Hindu undivided family
Minor under appointed guardian
What are the documents required?
Open Account in 3 Steps
Fill in your personal details
Authenticate your Aadhaar
Complete your KYC
Terms and Conditions
- Taxes as applicable will be levied on the charges.
- Earn 2.50%* p.a. on balance up to and including ₹1 Lakh.
- 3.00%* p.a. on balance over ₹1 Lakh up to and including ₹5 Lakh.
- 6.25%* p.a. on balance over ₹5 Lakh up to and including ₹10 Lakh.
- 7.50%* p.a. on balance over ₹10 Lakh up to and including ₹2 Crore.
- 7.50%* on balance over ₹2 Crore up to and including ₹5 Crore.
- 7.75%* p.a. on balance over ₹5 Crore up to and including ₹25 Crore.
- Contact branch for balance over ₹25 Crore.
- Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.
*T&C Apply.
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
Can I have a debit card on Savings Aditya account?
Is Dynamic Cash Deposit Limit available on Savings Aditya account?
Which are eligible free transactions in Savings Aditya account per month?
With Savings Aditya account, are RTGS, NEFT & IMPS transactions chargeable at branch?
Are statements provided for free on Savings Aditya account?
What are charges slab on non-maintenance for Savings Aditya account?
Is Doorstep Banking available on Savings Aditya account?
Your smile speaks
“I am a happy customer of Suryoday SFB. I get high interest rates on my savings account along with monthly credit of interest. I have been recommending them to my family, friends and acquaintances ever since I opened my savings account. Their personalized approach makes them an outstanding banking partner.”
Ashish Sen
Raipur, Chhattisgarh
Explore Other Savings Account
Savings Supreme
Average monthly balance
₹1,00,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹1,00,000
(* On balances between 5 Crores up to 25 Crores)
Savings Classic
Average monthly balance
₹10,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹40,000
(* On balances between 5 Crores up to 25 Crores)
BSBDA and BSBDA Small Account
Zero balance account
Interest rate of upto
7.75%* p.a.
Free RuPay classic debit card
(* On balances between 5 Crores up to 25 Crores)
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FD-Backed Credit Card
Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.
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© 2026 Suryoday Small Finance Bank Limited
Apply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Loan | Apply for Vehicle Loan
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
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