Take charge of your basic banking needs with BSBDA & BSBDA Small Account

Earn upto 7.75%* p.a. with monthly interest credit

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Know More About BSBDA & BSBDA Small Account

Aimed at boosting financial inclusion, Basic Savings Bank Deposit Account is a zero-balance savings account that enables you to fulfil all your essential banking needs.

More Reasons To Choose BSBDA & BSBDA Small Account

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AMB Requirement

Zero Balance

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Interest Rates

Upto 7.75%* p.a. with monthly interest credit

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Debit Card Offers

Year-round offers on spendings

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Safe & Secure Transactions

Fast, convenient, and secure banking experience

Rates & Charges

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Average monthly balance

₹0

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Charges for non-maintenance of minimum balance

₹0

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Daily ATM withdrawal limit

₹20,000

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Eligibility and documents

Who can apply?

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Resident Individual (Single or Joint Holders).

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Hindu Undivided Family.

What are the documents required?

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Open Account in 3 Steps

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Fill in your personal details

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Authenticate your Aadhaar

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Complete your KYC

Suryoday Small Finance Bank

Terms and Conditions

  • Taxes as applicable will be levied on the charges.
  • Earn 2.50%* p.a. on balance up to and including ₹1 Lakh.
  • 3.00%* p.a. on balance over ₹1 Lakh up to and including ₹5 Lakh.
  • 6.25%* p.a. on balance over ₹5 Lakh up to and including ₹10 Lakh.
  • 7.50%* p.a. on balance over ₹10 Lakh up to and including ₹2 Crore.
  • 7.50%* on balance over ₹2 Crore up to and including ₹5 Crore.
  • 7.75%* p.a. on balance over ₹5 Crore up to and including ₹25 Crore.
  • Contact branch for balance over ₹25 Crore.
  • Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.

*T&C Apply.

Suryoday Small Finance Bank

Need Help?

Get in touch with our Smile Centre

Suryoday Small Finance Bank

Frequently Asked Questions

Can I have a debit card on BSBDA & BSBDA Small Account?

What are Transaction Limits on BSBDA Small Account?

Are statements provided for free on BSBDA & BSBDA Small Account?

What are Minimum Balance Requirement of BSBDA & BSBDA Small Account?

Your smile speaks

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“I am satisfied with Suryoday Bank staff's behavior. I get high interest rates on my savings account, fixed deposits and recurring deposits. Now, I am saving and growing my money securely. I recommend them to all my well-wishers, family, and friends.”

Sandip Padhan

Badimunda, Odisha

Explore Other Savings Account

Savings Supreme

Average monthly balance

₹1,00,000

Interest rate of upto

7.75%* p.a.

Daily ATM withdrawal limit

₹1,00,000

(* On balances between 5 Crores up to 25 Crores)

Savings Classic

Average monthly balance

₹10,000

Interest rate of upto

7.75%* p.a.

Daily ATM withdrawal limit

₹40,000

(* On balances between 5 Crores up to 25 Crores)

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Savings Aditya

Average monthly balance

₹5,000

Interest rate of upto

7.75%* p.a.

Daily ATM withdrawal limit

₹40,000

(* On balances between 5 Crores up to 25 Crores)

Bank with us your way

Suryoday Small Finance Bank

Banking at Fingertips

Suryoday Small Finance Bank

Fast, easy & secure banking

Suryoday Small Finance Bank

Anywhere, anytime banking

Suryoday Small Finance Bank

Cashless banking

Suryoday Mobile Banking AppSuryoday Mobile Banking App

Version : -20.0.14

SHA256 : -9d4ae98de811b50bd90784f1b70ba2ad5645fe573a008a7a0d43a8aab70df070

SHA1 : -fdd44bc1db1922c0180db00b758208e4c7706581

Suryoday Mobile Banking App

Version : -15.0.19

iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.

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FD-Backed Credit Card

Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.

Suryoday Small Finance Bank

Explore. Discover. Learn

Suryoday Small Finance Bank

Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.

DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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Travel Offers

Take off with exciting travel offers

Festive Offers

Festive Smile Offers

Exciting offers for your festive shopping cart

Senior Citizen Day Offers

Save more with smiles

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Interest Rates

© 2026 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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