Know more about Savings Classic
An ideal savings account to elevate your banking experience. Its delightful features let you save more with high interest rates and spend your money leveraging Debit Card offers.
More reasons to choose Savings Classic
Choose our Savings Account for a wealth of benefits and endless smiles
AMB Requirement
₹ 10,000 per month
Interest Rates
Upto 7.75%* p.a. with monthly interest credit
Online Banking
Fund transfers, bill payments, debit card payments and more
Safe & Secure Transactions
Fast, convenient, and secure banking experience
Rates & Charges
Average monthly balance
₹ 10,000
FD amount in place of AMB
₹ 50,000
Minimum initial payment amount
₹ 10,000
Eligibility And Documents
Who can apply?
Resident individual (single or joint Holders)
Hindu undivided family
Minor under appointed guardian
What are the documents required?
Open Account in 3 Steps
Fill in your personal details
Authenticate your Aadhaar
Complete your KYC
Terms and Conditions
- Taxes as applicable will be levied on the charges.
- Earn 2.50%* p.a. on balance up to and including ₹1 Lakh.
- 3.00%* p.a. on balance over ₹1 Lakh up to and including ₹5 Lakh.
- 6.25%* p.a. on balance over ₹5 Lakh up to and including ₹10 Lakh.
- 7.50%* p.a. on balance over ₹10 Lakh up to and including ₹2 Crore.
- 7.50%* on balance over ₹2 Crore up to and including ₹5 Crore.
- 7.75%* p.a. on balance over ₹5 Crore up to and including ₹25 Crore.
- Contact branch for balance over ₹25 Crore.
- Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.
*T&C Apply.
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
Can I have a debit card on Savings Classic account?
Is Dynamic Cash Deposit Limit available on Savings Classic account?
Which are eligible free transactions in Savings Classic account per month?
With Savings Classic account, are RTGS, NEFT & IMPS transactions chargeable at branch?
Is Doorstep Banking available on Savings Classic account?
Are statements provided for free on Savings Classic account?
What are charges slab on non-maintenance for Savings Classic account?
Explore Other Savings Account
Savings Supreme
Average monthly balance
₹1,00,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹1,00,000
(* On balances between 5 Crores up to 25 Crores)
Savings Aditya
Average monthly balance
₹5,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹40,000
(* On balances between 5 Crores up to 25 Crores)
BSBDA and BSBDA Small Account
Zero balance account
Interest rate of upto
7.75%* p.a.
Free RuPay classic debit card
(* On balances between 5 Crores up to 25 Crores)
Bank with us your way
Banking at Fingertips
Fast, easy & secure banking
Anywhere, anytime banking
Cashless banking
Version : -20.0.14
SHA256 : -9d4ae98de811b50bd90784f1b70ba2ad5645fe573a008a7a0d43a8aab70df070
SHA1 : -fdd44bc1db1922c0180db00b758208e4c7706581
Version : -15.0.19
iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.
FD-Backed Credit Card
Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.
Explore. Discover. Learn
Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.
We are registered with DICGC. Know more about it
Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.
Celebrate Our Special Offers
Exciting rewards ready to delight you
About us
About us
Products & Services
Products & Services
Ways to bank
Ways to bank
Rate of Interest
Rate of Interest
Schedule of charges
Schedule of charges
Forms Center
Forms Center
Resources
Resources
Careers
Careers
Smile center
Smile center
Investor relations
Investor relations
Miscellaneous
Miscellaneous
© 2026 Suryoday Small Finance Bank Limited
Apply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Loan | Apply for Vehicle Loan
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
Get Started with MSME Loan
Check Your Eligibility in 3 Minutes