Know More About Savings Ujjwal
An ideal account for the ones who want to build on the habit of savings. With Average Monthly Balance as low as ₹ 2,000 and flexibility of earning interest rates of up to 7.75%* annually, get ready can enjoy a hassle-free banking experience.
More Reasons To Choose Savings Ujjwal
AMB Requirement
₹ 2,000 per month
High Interest Rates
Up to 7.75%* p.a. with monthly interest credit
Debit Card Offers
Year-round offers on spendings
Safe & Secure Transactions
Safe & Secure Transactions
Rates & Charges
Average monthly balance
₹2,000
FD amount in place of AMB
₹10,000
Minimum initial payment amount
₹2,000
Eligibility and documents
Who can apply?
Resident individual (single or joint Holders)
Hindu undivided family
Minor under appointed guardian
What are the documents required?
Open Account in 3 Steps
Fill in your personal details
Authenticate your Aadhaar
Complete your KYC
Terms and Conditions
- Taxes as applicable will be levied on the charges.
- Earn 2.50%* p.a. on balance up to and including ₹1 Lakh.
- 3.00%* p.a. on balance over ₹1 Lakh up to and including ₹5 Lakh.
- 6.25%* p.a. on balance over ₹5 Lakh up to and including ₹10 Lakh.
- 7.50%* p.a. on balance over ₹10 Lakh up to and including ₹2 Crore.
- 7.50%* on balance over ₹2 Crore up to and including ₹5 Crore.
- 7.75%* p.a. on balance over ₹5 Crore up to and including ₹25 Crore.
- Contact branch for balance over ₹25 Crore.
- Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.
*T&C Apply.
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
Can I have a debit card on Savings Ujjwal account?
Is Dynamic Cash Deposit Limit available on Savings Ujjwal account?
Which are eligible free transactions in Savings Ujjwal account per month?
With Savings Ujjwal account, are RTGS, NEFT & IMPS transactions chargeable at branch?
Are statements provided for free on Savings Ujjwal account?
What are charges slab on non-maintenance for Savings Ujjwal account?
Your smile speaks
“I am very impressed with Suryoday Bank. My Savings Account was opened in no time and got my debit card immediately. Now, I am doing transactions very easily. I can avail statement at any time via Mobile Banking App. Staff is very supportive.”
Maheshwari P
Salem, Tamil Nadu
Explore Other Savings Account
Savings Supreme
Average monthly balance
₹1,00,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹1,00,000
(* On balances between 5 Crores up to 25 Crores)
Savings Classic
Average monthly balance
₹10,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹40,000
(* On balances between 5 Crores up to 25 Crores)
Savings Aditya
Average monthly balance
₹5,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹40,000
(* On balances between 5 Crores up to 25 Crores)
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Apply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Loan | Apply for Vehicle Loan
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
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