Empowering new generation With Next Gen Savings Account

Enjoy flexibility of Zero Balance

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Know More About Next Gen Savings Account

An exclusive savings account designed for today’s youth, loaded with features that will uplift their banking experience with us. Enjoy a zero balance account, monthly credit of interest and the freedom to choose your account number with a specially designed debit card.

More Reasons To Choose Next Gen Savings Account

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Minium Balance Requirement

Zero balance account

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Interest Rate

Upto 2.50%* p.a. with monthly interest credit

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Online Banking

Fund transfers, bill payments, debit card payments and more

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Safe & Secure Transactions

Fast, convenient, and secure banking experience

Eligibility And Documents

Who can apply?

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Resident individual above 10 years and below 18 years of age.

What are the documents required?

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Open Account in 3 Steps

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Fill in your personal details

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Authenticate your Aadhaar

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Complete your KYC

Suryoday Small Finance Bank

Terms and conditions

  • Rates are subject to change at the sole discretion of Suryoday Small Finance Bank Ltd.
  • Earn 2.50%* for balance up to and including ₹1 Lakh.
  • Interest will be calculated on the daily closing balance in the Savings Account, as per extant guidelines from the Reserve Bank of India.
  • Slab rates are applicable on the incremental amount based on the daily closing balance in the Savings Account.
  • Interest payout will be made on a monthly basis on the last day of the calendar month.

*T&C Apply.

Suryoday Small Finance Bank

Need Help?

Get in touch with our Smile Centre

Suryoday Small Finance Bank

Frequently Asked Questions

Who can open Next Gen Savings Account?

What is the balance to be maintained in this account?

Which Debit Card variant will be given with this account and what is the daily transaction limits?

What will be the mode of operation for this account?

What are the documents required for opening Next Gen Savings Account?

How can I know more about fees and charges applicable on this Savings Account?

Is it mandatory to open parent's account with Suryoday Bank, prior to opening Next Gen Savings Account?

Will account holder will be able to open the FD/RD through any channel?

What are the key features of Next Gen Savings Account?

How can I register for Internet Banking/ Mobile Banking?

Explore Other Special Account

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Blossom Women Savings Account

Average monthly balance

₹10,000

Interest rate of upto

7.75%* p.a.

Daily ATM withdrawal limit

₹40,000

Bank with us your way

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Banking at Fingertips

Suryoday Small Finance Bank

Fast, easy & secure banking

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Anywhere, anytime banking

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Cashless banking

Suryoday Mobile Banking AppSuryoday Mobile Banking App

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Suryoday Mobile Banking App

Version : -15.0.19

iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.

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FD-Backed Credit Card

Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.

Suryoday Small Finance Bank

Explore. Discover. Learn

Suryoday Small Finance Bank

Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.

DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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Travel Offers

Take off with exciting travel offers

Festive Offers

Festive Smile Offers

Exciting offers for your festive shopping cart

Senior Citizen Day Offers

Save more with smiles

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Interest Rates

© 2026 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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