Plan Your Financial Milestones With Double Joy Deposit
Guaranteed Double Returns With Smiles
Secure your financial goals with Guaranteed 2X Returns*
Looking for a safe and guaranteed long-term investment plan? Double Joy Deposit offers guaranteed 2X returns* — making it an ideal option for child education planning, marriage goals, and building long-term financial security. Invest up to ₹1 lakh | Tenure: 11 years | Guaranteed 2X returns* over the next 11 years | Safe & disciplined long-term savings. If you’re searching for the best investment plan for long-term goals or a secure investment plan with assured returns*, Double Joy Deposit could be the right choice. Start today and secure your financial milestones with confidence — and smiles.
*T&C apply. Returns subject to product terms.
Know More About Double Joy Deposit
Nothing beats the joy of securing guaranteed double returns at the start of your investment journey! With Double Joy Deposit, invest with peace of mind and double your happiness. Designed to encourage regular savings to build a corpus and get recurring monthly pay-outs after the payment term.
More Reasons To Choose Double Joy Deposit
Double Returns
Invest for 11 years, get double for the next 11 years
Flexibility
Choose instalment amount that suits you
Peace of Mind
Achieve your financial goals with guaranteed returns
Pay-out Frequency
Get recurring monthly pay-outs
Eligibility and documents
Who can apply?
Existing Suryoday SFB Savings Account customers.
What are the documents required?
How To Apply
Verify your registered mobile number
Choose monthly instalment amount and other details
Review details and book your Double Joy Deposit
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
What is Suryoday Small Finance Bank's Double Joy Deposit Scheme?
What is the minimum and maximum age group, who can invest in the same?
Who is eligible customer for this Deposit Program?
What is the minimum and maximum investment ticket size?
How many deposit a customer can open under this scheme?
Does one have to visit a branch to open this Deposit account?
What is the interest rate for this deposit and is it fixed or variable?
How often is the interest calculated and credited to the account?
Is there a lock-in period for this Deposit scheme?
Is 80 C Tax benefit applicable on this Deposit?
What are the tax implications of investing in this Deposit scheme?
Is there any online mechanism to track the Deposit?
Is nomination mandatory under this Deposit?
How would be the regular contribution made? What is the process of reminding the consumer of regular investments?
What happens if the customer misses the regular investment contribution.
What is the 'Grace Period’ for the missed contributions and is there any charges for the delayed payments?
Are these FD scheme insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC)?
Can I withdraw funds during the payment phase from this deposit?
Can I avail of an Overdraft against this Deposit?
How does the interest rate of this Deposit compare to other long-term investment options like PPF, NSC, or other bank FDs?
Do any other banks also offer similar products?
Explore Other Deposit Solutions
Regular Recurring Deposit
Earn interest of upto
8.10%* p.a.
Ideal for
Young Investors
Flexible tenures
minimum 6 months
Senior Citizen Recurring Deposit
Earn interest of upto
8.25%* p.a.
Ideal for
60 years & above
Flexible tenures
minimum 6 months
Bank with us your way
Banking at Fingertips
Fast, easy & secure banking
Anywhere, anytime banking
Cashless banking
Version : -20.0.14
SHA256 : -9d4ae98de811b50bd90784f1b70ba2ad5645fe573a008a7a0d43a8aab70df070
SHA1 : -fdd44bc1db1922c0180db00b758208e4c7706581
Version : -15.0.19
iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.
FD-Backed Credit Card
Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.
Explore. Discover. Learn
Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.
We are registered with DICGC. Know more about it
Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.
Celebrate Our Special Offers
Exciting rewards ready to delight you
About us
About us
Products & Services
Products & Services
Ways to bank
Ways to bank
Rate of Interest
Rate of Interest
Schedule of charges
Schedule of charges
Forms Center
Forms Center
Resources
Resources
Careers
Careers
Smile center
Smile center
Investor relations
Investor relations
Miscellaneous
Miscellaneous
© 2026 Suryoday Small Finance Bank Limited
Apply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Loan | Apply for Vehicle Loan
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
Get Started with MSME Loan
Check Your Eligibility in 3 Minutes