Make your everyday payments smarter with smiles
With Credit Line on UPI
Know More About Credit Line on UPI
Designed for today’s digital life and to make everyday payments smarter, our Credit Line on UPI combines the convenience of UPI with the flexibility of short-term credit. With it, seamlessly make merchant payments through UPI using our revolving credit line.
More Reasons To Choose Credit Line on UPI
Credit Limit
Up to ₹1,00,000
Auto Repayment
Smart repayment via UPI mandate
Instant Access
Real-time digital activation
UPI-powered Payments
Securely via pre-approved credit line
Eligibility and documents
Who can apply?
Indian Resident Individuals
Age must be above 21 years
Must be eligible as per internal bank policy & bureau checks
What are the documents required?
Our Credit Line on UPI Partners
How To Apply
Check your eligibility in partner app
Select your pre-approved credit limit
Authenticate with the OTP and use credit line
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
What is Credit Line on UPI?
Where can I use Credit Line on UPI?
Is there any joining fee?
How do repayments work?
Can I withdraw cash?
What happens if I miss a payment?
Is vKYC mandatory?
Do we have an option to convert transaction / bill to EMI?
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Version : -20.0.55
SHA256 : -abe486fa54e7202b12e4675cbf405ea09296c4b7eb8baad521fd3e6641795346
SHA1 : -6d63a78e65b45c210d22eda74246faceb37828d4
Version : -15.0.50
iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.
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Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.
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Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
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