Open the door to happiness with Micro Home Loan

Avail Loan Between ₹2 Lakh to 20 Lakh

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Know More About Micro Home Loan

Fulfill your big dream of owing your home with Micro Home Loan. Get higher loan amount, avail balance transfer or top up and many more benefits. So, get ready to create new memories and moments.

More reasons To Choose Micro Home Loan

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High Loan Value

Get between ₹2,00,000 to ₹20,00,000

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Flexible repayment tenure

Opt for repayment tenure of upto 15 years

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Refinancing Options

Avail Balance Transfer, Balance Transfer with Top-up, or Top-up facility

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Safe & Secure Transactions

Experience convenient and secure repayment

Calculate your Micro Home Loan EMI

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Desclaimer : Interest rates used in the calculator are indicative. Actual interest rates may vary at the time of the booking.
Suryoday Small Finance Bank

Eligibility and documents

Who can apply?

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Salaried Professionals

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Self-employed Professionals

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Self-employed Non-Professionals

What are the documents required?

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How To Apply

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Contact Smile Center on 1800 266 7711

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Get a call back from Branch Manager

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Submit documents and complete application

Suryoday Small Finance Bank
Suryoday Small Finance Bank

Need Help?

Get in touch with our Smile Centre

Suryoday Small Finance Bank

Frequently Asked Questions

Tell me the purposes eligible for Micro Home Loan?

What are the fees and charges?

What are the foreclosure charges?

From where can a borrower collect original movable / immovable property documents after the closure of loan?

Your smile speaks

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“My Home Loan was processed with minimum documents. Approval process was easy. I got low rate of interest than other banks.”

Solanki Dhirubhai Abhuji

Bayad, Gujarat

Explore Other Micro Mortgages Solution

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Micro LAP

Tenure of upto

10 years

Loan Amount

₹2 Lakh to ₹10 Lakh

Balance Transfer & Top-up

Available

Bank with us your way

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Banking at Fingertips

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Fast, easy & secure banking

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Anywhere, anytime banking

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Cashless banking

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Suryoday Mobile Banking App

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FD-Backed Credit Card

Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.

Suryoday Small Finance Bank

Explore. Discover. Learn

Suryoday Small Finance Bank

Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.

DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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Travel Offers

Take off with exciting travel offers

Festive Offers

Festive Smile Offers

Exciting offers for your festive shopping cart

Senior Citizen Day Offers

Save more with smiles

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Interest Rates

© 2026 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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