Grow Your Business With Micro Loan Against Property

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Know More About Micro Loan Against Property

Unlock the potential of your property with Micro Loan Against Property. Quickly access funds and meet your small, big, or any financial need by availing flexible loan tenure of up to 10 years.

More reasons To Choose Micro LAP

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High Loan Value

Get between ₹2 Lakh to ₹10 Lakh

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Flexible repayment tenure

Opt for repayment tenure of upto 10 years

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Refinancing Options

Avail Balance Transfer, Balance Transfer with Top-up, or Top-up facility

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Safe & Secure Transactions

Experience convenient and secure repayment

Calculate your Micro Loan Against Property EMI

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Desclaimer : Interest rates used in the calculator are indicative. Actual interest rates may vary at the time of the booking.
Suryoday Small Finance Bank

Eligibility and documents

Who can apply?

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Salaried Professionals

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Self-employed Professionals

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Self-employed Non-Professionals

What are the documents required?

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How To Apply

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Contact Smile Center on 1800 266 7711

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Get a call back from Branch Manager

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Submit documents and complete application

Suryoday Small Finance Bank
Suryoday Small Finance Bank

Need Help?

Get in touch with our Smile Centre

Suryoday Small Finance Bank

Frequently Asked Questions

Tell me the purposes eligible for Micro Loan Against Property?

What are the fees and charges?

What are the foreclosure charges?

From where can a borrower collect original movable / immovable property documents after the closure of loan?

Your smile speaks

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“I needed loan for business expansion. I am very happy to get this loan from Suryoday Bank. They gave me complete product information about the loan before signing the documents.”

Pallav Jain

Shujalpur, Madhya Pradesh

Explore Other Micro Mortgages Solution

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Micro Home Loan

Tenure of upto

15 Years

Loan Amount

₹2 Lakh to ₹20 Lakh

Balance Transfer & Top-up

Available

Bank with us your way

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Banking at Fingertips

Suryoday Small Finance Bank

Fast, easy & secure banking

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Anywhere, anytime banking

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Cashless banking

Suryoday Mobile Banking AppSuryoday Mobile Banking App

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Suryoday Mobile Banking App

Version : -15.0.19

iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.

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FD-Backed Credit Card

Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.

Suryoday Small Finance Bank

Explore. Discover. Learn

Suryoday Small Finance Bank

Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.

DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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Exclusive Summer Offers

Save more with Smiles

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Travel Offers

Take off with exciting travel offers

Festive Offers

Festive Smile Offers

Exciting offers for your festive shopping cart

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Interest Rates

© 2026 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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