Giving Wings To Your Big Dreams
With Our Range Of Microfinance
Know More About Microfinance
With Microfinance, we aim to meet the financial needs of women who earn low income, own a small business or micro enterprise. We provide them access to funds to generate income, create job opportunities, and lead a better lifestyle.
We Understand Your World
Choose our Microfinance that are designed to support earning women
Customized Financing Solutions
Opt for loan amount, tenure and interest rate as per your needs
Paperless Journey
Avail loan with a complete online process
Minimum Documentation
Fast-track your loan application
Safe & Secure Transactions
Experience convenient and secure repayment
Our popular Microfinance solutions for you
Joint Liability Group
Loan Amount ₹51K to ₹60K
Loan Tenure 24 Months
Rate of Interest 25.35% p.a.
All Microfinance Solutions For You
Unlock access to loan offerings and meet your financial needs
Joint Liability Group
Loan Amount
₹51,000 - ₹60,000
Loan Tenure
24 Months
Rate of Interest
25.35% p.a.
Vikas Loan For Individual
Loan Amount
₹65,000 - ₹2,00,000
Loan Tenure
24 - 36 Months
Rate of Interest
25.99% p.a.
Small Ticket Individual Loan
Loan Amount
₹55,000 to ₹1,05,000
Tenure
24-36 Months
Rate of Interest
25.99% p.a.
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
What is a microfinance loan in India?
What are the types of microfinance loans available in India?
Your smile speaks
Loan application process is very simple. I got loan with minimum documentation and quick approval.
Farida Shaikh
Mumbai, Maharashtra
Bank with us your way
Banking at Fingertips
Fast, easy & secure banking
Anywhere, anytime banking
Cashless banking
Version : -20.0.14
SHA256 : -9d4ae98de811b50bd90784f1b70ba2ad5645fe573a008a7a0d43a8aab70df070
SHA1 : -fdd44bc1db1922c0180db00b758208e4c7706581
Version : -15.0.19
iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.
FD-Backed Credit Card
Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.
Explore. Discover. Learn
Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.
We are registered with DICGC. Know more about it
Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.
Celebrate Our Special Offers
Exciting rewards ready to delight you
About us
About us
Products & Services
Products & Services
Ways to bank
Ways to bank
Rate of Interest
Rate of Interest
Schedule of charges
Schedule of charges
Forms Center
Forms Center
Resources
Resources
Careers
Careers
Smile center
Smile center
Investor relations
Investor relations
Miscellaneous
Miscellaneous
© 2026 Suryoday Small Finance Bank Limited
Apply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Loan | Apply for Vehicle Loan
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
Get Started with MSME Loan
Check Your Eligibility in 3 Minutes