Know More About Share Your Smile Savings Account
A one-of-a-kind Savings Account that lets you express your support in a novel way. Share Your Smile Savings Account is a Zero Balance Savings Account linked up to your primary Suryoday Bank Savings Account or multiple Fixed Deposits Account. With it, share the interest earned and contribute by donating for a cause you believe in.
More Reasons To Choose Share Your Smile Savings Account
Zero Balance Savings Account
Linked to your Primary Suryoday Bank Savings Account or Multiple Fixed Deposits
Donate For A Cause
Choose a maximum of 2 causes you believe in
Tax Exemption
Get 50% Tax Exemption under section 80G of the Income Tax Act
Flexibility To Donate
Opt from 10% to 100% of the monthly interest earned from your Savings Account(s), Fixed Deposit(s)
Rates & Charges
Average monthly balance
₹0
FD amount in place of AMB
₹0
Minimum initial payment amount
₹0
Eligibility And Documents
Who can apply?
Resident Individual (both new as well as existing customers)
What are the documents required?
Open Account in 3 Steps
Fill in your personal details
Authenticate your Aadhaar
Complete your KYC
Terms and Conditions
- Taxes as applicable will be levied on the charges.
- Earn 2.50%* p.a. on balance up to and including ₹1 Lakh.
- 3.00%* p.a. on balance over ₹1 Lakh up to and including ₹5 Lakh.
- 6.25%* p.a. on balance over ₹5 Lakh up to and including ₹10 Lakh.
- 7.50%* p.a. on balance over ₹10 Lakh up to and including ₹2 Crore.
- 7.50%* on balance over ₹2 Crore up to and including ₹5 Crore.
- 7.75%* p.a. on balance over ₹5 Crore up to and including ₹25 Crore.
- Contact branch for balance over ₹25 Crore.
- Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.
*T&C Apply.
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
What is Share Your Smile Savings Account?
Is it necessary to open / have a Saving Account with Suryoday Bank to open a Share Your Smile Savings Account?
Can I link multiple accounts with Share Your Smile Savings Account?
What are the eligibility criteria for linking Fixed Deposits to Share Your Smile Savings Account?
What are the Social Causes that I can contribute / donate to?
How many social causes can I select for donating?
How much can I donate, Is there any limitation on amount of donation?
Can I switch the % contribution and the cause?
Can I avail opt out facility?
Can the Share your Smile Account be a Joint account?
Explore Other Special Account
Blossom Women Savings Account
Average monthly balance
₹10,000
Interest rate of upto
7.75%* p.a.
Daily ATM withdrawal limit
₹40,000
Next Gen Savings Account
Average monthly balance
Zero
Interest rate of upto
3%* p.a.
Daily ATM withdrawal limit
₹3,000
Bank with us your way
Banking at Fingertips
Fast, easy & secure banking
Anywhere, anytime banking
Cashless banking
Version : -20.0.14
SHA256 : -9d4ae98de811b50bd90784f1b70ba2ad5645fe573a008a7a0d43a8aab70df070
SHA1 : -fdd44bc1db1922c0180db00b758208e4c7706581
Version : -15.0.19
iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.
FD-Backed Credit Card
Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.
Explore. Discover. Learn
Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.
We are registered with DICGC. Know more about it
Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.
Celebrate Our Special Offers
Exciting rewards ready to delight you
About us
About us
Products & Services
Products & Services
Ways to bank
Ways to bank
Rate of Interest
Rate of Interest
Schedule of charges
Schedule of charges
Forms Center
Forms Center
Resources
Resources
Careers
Careers
Smile center
Smile center
Investor relations
Investor relations
Miscellaneous
Miscellaneous
© 2026 Suryoday Small Finance Bank Limited
Apply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Loan | Apply for Vehicle Loan
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
Get Started with MSME Loan
Check Your Eligibility in 3 Minutes