Unlock the power of your Fixed Deposit with Secured Credit Card
Avail Against Your Fixed Deposit
Know More About Secured Credit Card
Leverage the power of your Fixed Deposit by turning it into a credit card. Pay, shop, scan, swipe, and enjoy the life to fullest with your FD-backed credit card and keep earning interest on your Fixed Deposit.
More Reasons To Choose Secured Credit Card
Backed by FD
Avail against your FD as a collateral
Instant Virtual Card
Get a Lifetime-free* virtual credit card
Exclusive Services
Enjoy offers only for credit card holders
Pick The One
Choose the one that suits your lifestyle
All Secured Credit Cards At A Glance
Suryoday SFB Stable Money Rupay Select Credit Card
Suryoday SFB Stable Money Rupay Platinum Credit Card
MobiKwik First Suryoday SFB Rupay Platinum Credit Card
Backed by your Fixed Deposit
Instant Virtual Card
1% Cashback*
Eligibility
Who can apply?
Age must be above 18 years and below 80 years
Must have an existing FD* with SSFB (un-liened, non-corporate and non-Tax-saver)
Must be a Resident Individual
Our Credit Card Partners
How To Apply
Check Eligibility
Complete Application Online
Submit Application
Documents For Easy Reference
- For Secured Platinum Credit Card, please download KFS from here
- For Secured Select Credit Card, please download KFS from here
- For Secured Platinum Credit Card, please download MITC from here
- For Secured Select Credit Card, please download MITC from here
- For Stable Money Secured Platinum Credit Card (effective 5th October 2026), please download KFS from here
- For Stable Money Secured Select Credit Card (effective 5th October 2026), please download KFS from here
- For Stable Money Secured Platinum Credit Card (effective 5th October 2026), please download MITC from here
- For Stable Money Secured Select Credit Card (effective 5th October 2026), please download MITC from here
- For changes, effective 5th October 2026, please refer to the document here
- For MobiKwik Secured Platinum Credit Card, please download KFS from here
- For MobiKwik Secured Platinum Credit Card, please download MITC from here
For detailed fees and charges, kindly refer to the above-mentioned downloadable documents.
Need Help?
Get in touch with our Smile Centre
Grievance Redressal
24/7 Toll free number
1800 266 7711
Write to us
scc@suryodaybank.com
Frequently Asked Questions
What is Suryoday SFB Rupay Credit Card?
What are the eligibility criteria, annual charges & joining fees for Suryoday SFB Rupay Credit Card?
What is the billing cycle, statement generation and bill due date for Suryoday SFB Rupay Credit Card?
Can I increase or decrease the limit in the existing card variant that I currently have?
What are the payment options for Suryoday SFB Rupay Credit Card?
Can I temporarily or permanently deactivate (Block) my credit card?
What Are the rewards & benefits on Suryoday SFB Rupay Credit Card?
How can I raise dispute a transaction on Suryoday SFB Rupay Credit Card?
Can I link my Suryoday SFB Rupay Credit Card with UPI?
How can I contact Suryoday SFB Rupay Credit Card customer service for any service issue related to credit Card?
How can I get information about cashback on Suryoday SFB Rupay Credit Card?
How can I get info on RuPay Insurance Program available on Suryoday SFB Rupay Credit Card?
Your smile speaks
“At just 18, I, a student from Noida, received my first credit card: the Suryoday SFB RuPay Credit Card. Within just two months, I managed to build an impressive credit score of 786 by paying my bills on time using my pocket money.”
Aryan Singh
Noida, Uttar Pradesh
Bank with us your way
Banking at Fingertips
Fast, easy & secure banking
Anywhere, anytime banking
Cashless banking
Version : -20.0.55
SHA256 : -abe486fa54e7202b12e4675cbf405ea09296c4b7eb8baad521fd3e6641795346
SHA1 : -6d63a78e65b45c210d22eda74246faceb37828d4
Version : -15.0.50
iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.
FD-Backed Credit Card
Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.
Explore. Discover. Learn
Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.
We are registered with DICGC. Know more about it
Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.
Celebrate Our Special Offers
Exciting rewards ready to delight you
About us
About us
Products & Services
Products & Services
Ways to bank
Ways to bank
Rate of Interest
Rate of Interest
Schedule of charges
Schedule of charges
Forms Center
Forms Center
Resources
Resources
Careers
Careers
Smile center
Smile center
Investor relations
Investor relations
Miscellaneous
Miscellaneous
© 2026 Suryoday Small Finance Bank Limited
Apply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Vehicle Loan
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
Get Started with MSME Loan
Check Your Eligibility in 3 Minutes