Unlock the power of your Fixed Deposit with Secured Credit Card
Avail Against Your Fixed Deposit
Know More About Secured Credit Card
Leverage the power of your Fixed Deposit by turning it into a credit card. Pay, shop, scan, swipe, and enjoy the life to fullest with your FD-backed credit card and keep earning interest on your Fixed Deposit.
More Reasons To Choose Secured Credit Card
Backed by FD
Avail against your FD as a collateral
Instant Virtual Card
Get a Lifetime-free* virtual credit card
Exclusive Services
Enjoy offers only for credit card holders
Pick The One
Choose the one that suits your lifestyle
All Secured Credit Cards At A Glance
Eligibility
Who can apply?
Age must be above 18 years and below 80 years
Must have an existing FD* with SSFB (un-liened, non-corporate and non-Tax-saver)
Must be a Resident Individual
Our Credit Card Partners
How To Apply
Check Eligibility
Complete Application Online
Submit Application
Documents For Easy Reference
- For Secured Platinum Credit Card, please download KFS from here
- For Secured Select Credit Card, please download KFS from here
- For Secured Platinum Credit Card, please download MITC from here
- For Secured Select Credit Card, please download MITC from here
For detailed fees and charges, kindly refer to the above-mentioned downloadable documents.
Need Help?
Get in touch with our Smile Centre
Grievance Redressal
24/7 Toll free number
1800 266 7711
Write to us
scc@suryodaybank.com
Frequently Asked Questions
What is Suryoday SFB Rupay Credit Card?
What are the eligibility criteria, annual charges & joining fees for Suryoday SFB Rupay Credit Card?
What is the billing cycle, statement generation and bill due date for Suryoday SFB Rupay Credit Card?
Can I increase or decrease the limit in the existing card variant that I currently have?
What are the payment options for Suryoday SFB Rupay Credit Card?
Can I temporarily or permanently deactivate (Block) my credit card?
What Are the rewards & benefits on Suryoday SFB Rupay Credit Card?
How can I raise dispute a transaction on Suryoday SFB Rupay Credit Card?
Can I link my Suryoday SFB Rupay Credit Card with UPI?
How can I contact Suryoday SFB Rupay Credit Card customer service for any service issue related to credit Card?
How can I get information about cashback on Suryoday SFB Rupay Credit Card?
How can I get info on RuPay Insurance Program available on Suryoday SFB Rupay Credit Card?
Your smile speaks
“At just 18, I, a student from Noida, received my first credit card: the Suryoday SFB RuPay Credit Card. Within just two months, I managed to build an impressive credit score of 786 by paying my bills on time using my pocket money.”
Aryan Singh
Noida, Uttar Pradesh
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Version : -20.0.14
SHA256 : -9d4ae98de811b50bd90784f1b70ba2ad5645fe573a008a7a0d43a8aab70df070
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Version : -15.0.19
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FD-Backed Credit Card
Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.
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© 2026 Suryoday Small Finance Bank Limited
Apply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Loan | Apply for Vehicle Loan
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
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