Pursue Your Passion With Vikas Loan For Individuals

Avail Loan Between ₹65,000 to ₹2,00,000

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Know More About Vikas Loan For Individuals

With Vikas Loans For Individuals, we make leading a financially independent life possible for small scale women entrepreneurs. Avail a collateral-free loan with minimum documentation and empower your business.

More Reasons To Choose Vikas Loan For Individuals

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Loan Value

Between ₹65,000 to ₹2,00,000

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Minimum Documentation

Avail loan with easy process

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Flexible Tenure

Between 24- 36 months

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Safe & Secure Transactions

Experience convenient and secure repayment

Eligibility and documents

Who can apply?

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For existing JLG borrowers, eligible for Pre-qualified program.

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For New applicant: A household having annual household income of up to ₹3 Lakh.

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For this purpose, the household shall mean an individual family unit, i.e. husband, wife and their unmarried children.

What are the documents required?

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Eligibility And Documents

How To Apply

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Verify your eligibility

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Submit required documents

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Complete the loan application

Suryoday Small Finance Bank
Suryoday Small Finance Bank

Need Help?

Get in touch with our Smile Centre

Suryoday Small Finance Bank

Frequently Asked Questions

What qualifies as microfinance in Suryoday Small Finance Bank?

What makes Vikas Loan a great option for women entrepreneurs?

What is rate of interest for Vikas Loan?

What are the charges for missing the due date of Vikas Loan repayment?

Your smile speaks

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With the support of Vikas Loan, I started my business. I got quick and timely loan. Today, I am financial independent, and my family is very proud of me. I thank Suryoday Bank for supporting my dreams.

Ratnamanjari Rout

Lingipur, Bhubaneshwar

Explore Other Microfinance Solution

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Joint Liability Group

Loan Amount

₹51,000 to ₹60,000

Loan Tenure

24 Months

Rate of Interest

25.35% p.a.

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Small Ticket Individual Loan

Loan Amount

₹55,000 to ₹1,05,000

Tenure

24-36 Months

Rate of Interest

25.99% p.a.

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Cashless banking

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Suryoday Mobile Banking App

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iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.

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FD-Backed Credit Card

Earn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.

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Protect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.

DICGC

We are registered with DICGC. Know more about it

Nomination

Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.

Celebrate Our Special Offers

Exciting rewards ready to delight you

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Travel Offers

Take off with exciting travel offers

Festive Offers

Festive Smile Offers

Exciting offers for your festive shopping cart

Senior Citizen Day Offers

Save more with smiles

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Interest Rates

© 2026 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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