With Vikas Loans For Individuals, we make leading a financially independent life possible for small scale women entrepreneurs. Avail a collateral-free loan with minimum documentation and empower your business.

Loan Value
Between ₹65,000 to ₹2,00,000

Minimum Documentation
Avail loan with easy process

Flexible Tenure
Between 24- 36 months

Safe & Secure Transactions
Experience convenient and secure repayment
Who can apply?
For existing JLG borrowers, eligible for Pre-qualified program.
For New applicant: A household having annual household income of up to ₹3 Lakh.
For this purpose, the household shall mean an individual family unit, i.e. husband, wife and their unmarried children.
What are the documents required?

Verify your eligibility
Submit required documents
Complete the loan application
Get in touch with our Smile Centre

Joint Liability Group
Loan Amount
₹51,000 to ₹60,000
Loan Tenure
24 Months
Rate of Interest
25.35% p.a.
Small Ticket Individual Loan
Loan Amount
₹55,000 to ₹1,05,000
Tenure
24-36 Months
Rate of Interest
25.99% p.a.
Fast, easy & secure banking
Anywhere, anytime banking
Cashless banking
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Apply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Loan | Apply for Vehicle Loan
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